As a cooperative, AgCredit’s customers are uniquely owners of our business, and they share in its prosperity.
Unlike customary corporate structures where distant investors own the business and expect a favorable rate of return on their investment, our member-borrowers are the owners—our stockholders.
It pays to do business with AgCredit. Most businesses return their profits to outside investors. At AgCredit, our borrowers ARE our investors. As such, our borrowers have the opportunity to share in our profits. AgCredit believes in the importance of cooperative ownership and its benefits, including the sharing of the association’s profits through our patronage program.
To learn more about our patronage program, please read our Frequently Asked Questions.
Watch our video to learn how patronage works.
Last year, AgCredit had a 24.57% patronage return to their member-borrowers. Contact us today to learn more.