To be eligible applicants must:
USDA Rural Development is committed to the future of rural communities.
Rural Development income limits are based on the number of members residing within the household. Rural Development allows deductions for children, childcare, and other eligible expenses. By allowing lenders to “adjust” the annual income, more individuals and families can qualify for 100% Guaranteed financing. Ask your lender for more information.
This website provides more information on 100% Rural Development financing and property eligibility.
Contact your local AgCredit branch office or call 800-837-3678
Use our online form to conveniently apply for a loan. If applying in person, make sure you have the following:
- Last two years W-2's or 1099's
- Most recent 30 days paystubs
- Most recent 2 months bank statements
- Purchase agreement (if applicable)
- Photo ID
Additional items may be needed depending on your individual circumstances.