No one understands the cycles of farming and how they can affect your business better than AgCredit.
The team of loan officers at AgCredit specializes in financing all types of farming operations. We understand the complex needs and demands of a successful operation and are committed to your success. Our job is to provide credit to rural America. So if you work or live in the country, AgCredit is here to meet your needs. We make loans from pastures to porches:
Fixed, variable and adjustable rate mortgages are available with several maturities. Financing available for full and part-time farmers.
Upgrade or replace inefficient equipment and take advantage of dealer cash discounts by financing through AgCredit. Once you receive approval on your loan request, a full array of flexible terms and interest rates are available. Check out our new point-of-sale loans at area equipment dealerships through our Farm Credit EXPRESS program. Call your local branch for details.
Revolving and annual lines of credit are available to farm owners and operators. Payment schedules can be established to match your income from crop or livestock sales. An operating loan may allow you to run your operation more efficiently, because you can realize savings through cash discounts, locking in prices by paying ahead, and tax benefits for prepayment of some expenses.
Programs designed to offer dependable, constructive financing and services to Young, Beginning, Small, Minority, Women and Veteran farmers. Learn more here.
The U.S. Department of Agriculture’s (USDA) Farm Service Agency (FSA) makes and guarantees loans to beginning farmers who are unable to obtain financing from commercial lenders. Learn more here.
In addition to comprehensive loan services, we also offer leasing plans that may allow you significant purchase price advantages. Leasing may also help you realize a tax advantage. We lease farm equipment, trucks and buildings. Talk to an AgCredit loan officer to get all the details about leasing and see what is best for your situation.
We provide loans for cars or trucks, college tuition or just about any credit need for farm owners and operators. As with our other loans, payment schedules can be tailored to coincide with your income.
Fill out our online ag loan application.
Do the math to see what your payment might be, based on the duration and size of your loan. View our calculator.
Learn more about this new program that makes equipment financing even easier.